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- United States Responsibility for supervision of the insurance industry is currently in the hands of the Ministry of Finance although the office of the Governor of the Reserve Bank is the de facto Registrar of Insurance. At this stage, we have therefore concluded that it will take some time to achieve our optimal business structure.

In we started to invest in additional risk resources people and systems and, as a result, our risk and governance processes have been significantly strengthened. In , the company introduced Group Credit as well as Funeral product offerings. This is a strong focus of our attention and we recognise that our portfolio requires simplification.

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Company Profile and History. Other than currency changes effected when the country moved from the Pound Sterling to the Kwacha, the Act itself has not seen any significant modifications over the years and all stakeholders agree that it is an outdated legislation.

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